Collect money or Payout
via Open Banking

Accept and send direct bank payments in any app or website. Make payments faster and reduce chargebacks, by allowing your customers to simply pay straight from their bank accounts.

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We connect financial service providers with clients

We empower your businesses with new data, based on Open Banking concept.

Our vision

Fliqa believes that reliable technology and accurate, real-time data are important part of every successful business. We committed ourselves to create intelligent tools, developer friendly infrastructure and frictionless customer journeys.

Our business

You concentrate on your product, marketing and engaging customers, we take care of the money movements in your customer journey. We are building APIs that connect financial service providers, consumers and developers.



Make your customers happy by speeding up withdrawals, refunds and payouts. Give customers across Europe immediate access to their funds. Let contractors receive instant access to their earnings.


Get money fast. Receive payment confirmation the second a payment is submitted, to instantly unlock services or ship goods. Reduce costs from cards schemes with Open Banking payments. Enable customers to initiate one-time top ups, or schedule standing orders for recurring payments.

Payment links

Payment Links

Generate payment links on the go and share them with your customers via your favourite messaging channel (like e-mail, WhatsApp, FB messenger). For each payment made, you receive an instant notification.


Customer credit risk assessment

Customer’s payment data enriched by advanced algorithms help businesses predict whether potential customers are in financial condition to repay the loan.

Real-time data


Regulatory compliance

Data protection

The purpose of Fliqa Open Banking Platform project is the completion of development and commercialisation of products providing account information and payment initiation services through which merchants gain access to financial data in real time and can provide simplified payment experience for their customers. The operation’s mission is to provide tools that enrich personal and banking data with context, are easy to use and are based on advanced technologies.

Investment is co-financed by the Republic of Slovenia and the European Union from the European Regional Development Fund.